Strange is it not? These 'masters of the universe' in the financial system have been the arch free marketeers and plundered the natural wealth of this country. But now they're running to Auntie to top up their pocket money with the working folks hard earned cash. When Thatcher opened up the financial markets in the 80's it was only a question of time before disaster struck. The only amazing thing is how long it has taken. Turning ploughshares into ferrarri's has been the focus of these pirates ever since. The consequences are as varied as their various financial scams. The growth of huge burdens of credit, third world instability and exploitation and the destruction of the natural world as well as war, enslavement and starvation for millions.
Capitalism simply does not work without some redistributrive element. Call it a third way or whatever. For further reading and thinking food see anything by Jurgen Habermas and google and research The Frankfurt School. As for this alleged free market as soon as the free bit doesn't suit their needs they can nationalise everything in sight and prop up these dodgers with squillions of our money. They are not capitalists, they are parasites and the sooner they are let go to the wall the better.
As for pensions? Go ahead and sensibly invest in their mis-trust funds all your working life-they will make you poor beyond your wildest dreams!